FAQ

  • How do we view the homes?
  • To see the home - drive to the home address and call the sign in the front yard or front window of the home for secure instant access instructions. Homes are available to view instantly 8am-9pm 7 days per week.

  • How does your financing work?
  • We offer owner financing where we can sell you the home without you having to qualify at a bank. We are the bank and make the final and immediate decision.

  • How much down payment do I need?
  • We are very flexible with down payment. We can offer you many options and we will always do our best to work with whatever funds you have available. You can even start out on a lease and then move to owner financing at a later date when you have the additional money.

  • Do you offer down payment assistance programs?
  • Yes, we do. If you are a bit short on down payment but have strong income we can set up a monthly payment plan to make payments toward your down payment.

  • What other methods of down payments are accepted?
  • We accept credit cards. You may also be eligible to withdraw or borrow from your 401k to purchase a home without penalties and we will consider most anything on trade such as; nice, well maintained, late model cars, trucks, boats, RV.s , stocks, jewelry etc.

  • What is the interest rate on your owner financing?
  • We are flexible with our terms to meet your needs. Typical interest rates range from 6.5 to 9.5% depending on down payment and application. All credit is accepted and applications are necessary to verify income.

  • How do I reserve the home?
  • All we would need is your application completely filled out. We will then contact you within 24 hours. Please keep in mind our homes sell quickly, so time is of the essence.

  • How fast can I move in?
  • If you are buying with owner financing, you can be in the home in less than a week. If you prefer we get you a new loan, the average time is 45 days. We can shorten that considerable if you furnish all the documents that the loan processor wants quickly.

  • Can I buy the home with no down payment?
  • Yes, if you can qualify for traditional financing. Our lenders have programs available with good credit.

  • What determines whether I can buy with owner financing, traditional financing or lease the property?
  • If your credit is good and you can qualify for a loan and you have a good down payment, the choice is yours. We will lay out your options and you will decide which is best for you.

  • If your credit is not so good or you can't or won't qualify for other reasons and have a good down payment, the size of your down payment may be the deciding factor. The more you have down, the better chance you have with owner financing. Smaller down payments may qualify you for a lease where you can continue to build up enough for our owner financing with our Down Payment Assistance Program discussed above or future capital you acquire on your own.

  • What if I don't like this house but I want to stay on your buyers list?
  • Simply complete the form titled "Your Next Step" and the short application and we will notify you with every house we have available until you find one or buy elsewhere and notify us.

  • If you have additional question or would like to reserve the home:

  • Fax us your application: 817-745-4571

  • Or go to our website and go to the simple loan application tab